For most of us, New Year’s resolutions are an opportunity improve our lives. We make promises to eat better, exercise more, remember to visit the dentist twice a year, and otherwise look after our health. After all, a new year is a fresh start, and what could be better than to find ways to enjoy a more positive, fruitful life?
One answer might be to find a way to enjoy a more positive, fruitful death. (more…)
When you’re choosing a funeral home to help you with funeral planning, you’re not just considering which facility is best—you’re also interviewing funeral directors. Because you’ll be relying on one individual for so much of your support and decision-making, it’s important that you feel a connection with your funeral director built on trust and understanding. Although you probably won’t have time to call and get to know every funeral director in the event of a sudden death, you can take a few minutes to chat with them to get a feeling for who you’d like to work with.
Funeral planning is never an easy task, especially since it’s something few people are trained for (and because it’s something you hopefully don’t have to practice very often). Being caught unaware of the correct protocol is one of the easiest ways to overpay or get taken advantage of, which is why it’s a good idea to become familiar with the biggest funeral planning pitfalls ahead of time.(more…)
Spring is a time of renewal and rebirth, when the melting snow gives way to new life and people start reorganizing their closets for the warm season to come. Financial experts also suggest you use this time to consider pulling out your estate and funeral planning to ensure that everything is in order and up-to-date.
Where to Start?
When we talk about making advance estate and funeral plans, we mean much more than putting money in a 401(k) or taking out a life insurance policy. While both these things are great first steps, they don’t encompass the breadth of options available to you as you organize your end-of-life plans. (more…)
Funeral pre-plans, preplanning a funeral, pre-need cremation…there are so many different terms out there related to the funeral planning industry it can be hard to keep track. Although many of the phrases are used interchangeably, there may be subtle differences that provide different financial and personal options.(more…)
In all the hassle of planning funerals and choosing caskets and selecting the perfect spray of sympathy flowers to demonstrate your loss, it’s not uncommon for families to lose sight of the bigger picture of death. A funeral, no matter how or when or why it occurs, is your final chance to say goodbye, and the most important thing is that your focus remains on the deceased. If your goal is to get rid of the elaborate trappings of death and put your attention where it matters most, a simple funeral might be right for you.
Basic Funeral Options
Direct Cremation/Direct Burial: The fastest and easiest way to plan a simple funeral is to opt for direct burial or direct cremation. These options, which take care of the body without a ceremony or any elaborate details, are low in cost and provide much the same results as a more elaborate ceremony—you either end up with a box of ashes or a place to visit the deceased in a cemetery. It’s merely the process of getting there that is pared down.
Funeral planning is never an easy task, especially since it’s something few people are trained for (and because it’s something you hopefully don’t have to practice very often). Being caught unaware of the correct protocol is one of the easiest ways to overpay or get taken advantage of, which is why it’s a good idea to become familiar with the biggest funeral planning pitfalls ahead of time.
Waiting until the Last Minute: Don’t wait until a terminal illness or catastrophe brings funeral planning to the forefront. The best funeral plans are made when you and your loved ones are in good health and are able to make calm, rational decisions with plenty of time to think them over.
Going with the First Funeral Home You Come Across: You may get a recommendation from a hospital or hospice. You might call the first funeral home you see in the phone book. You could even stick to the same funeral home you used the last time a death occurred. While these are great ways to find a funeral home, be sure and call around for additional (more…)
For the typical U.S. burial, an estimated one-third of families opt for wood caskets. Unlike their metal counterparts, wood caskets aren’t pitched as offering high preservation qualities, and instead are chosen for their lower cost and general elegance. Because you are talking about an organic material, wood caskets will decay faster than metal ones, with “softer” woods holding up for a shorter amount of time than hardwoods.
The harder and less porous the wood, the more expensive it will be. So too will the finish of the wood and the details contribute to the cost.
Pine: Pine caskets are the lowest-cost option, often coming in at under $1,000 (especially if you look for them (more…)
When it comes to funeral planning, some people prefer to have everything taken care of ahead of time. In addition to setting aside money for a funeral, this includes choosing things like caskets and headstones ahead of time. And if you really don’t want to leave anything to chance, you can also write your own obituary.
After all, no one can sum up your life quite as well as you can. Awards and achievements—those things that look good on paper—might make for a nice newspaper article, but they rarely capture who you are as a person and what kind of message you want to leave behind. If writing your own obituary and placing it with your estate plans is something that appeals to you, here’s how you can best go about it. (more…)
Once you’ve made the decision to begin funeral planning, it’s easy to become overwhelmed by all the information and options out there. Choosing cremation vs burial, picking between dozens of local funeral homes, considering funeral insurance vs a pre-plan funeral package…these are just a few of the options that pop up in the beginning of your search.
Because few purchases will ever be more personal than the ones you make regarding your own death, it’s important to take a deep breath and relax as you move forward. Although time is one of the few things none of us has an unlimited amount of, you should never plan a funeral in haste. It’s too easy to overpay or buy services you don’t need if you feel pressured to make immediate decisions.